[#MoneyGoal] How To Save MYR10K?

Two years ago, I set my goal on certain things especially on my financial status. Today, I am glad to have achieved my goal, slightly delayed but I am still happy about it.

I aimed to earn certain figures per month and to invest RM10K in fixed deposit. I am so grateful that I had successfully hit both my goals. I believe I could have saved more than this but I have decided to spend some money for personal satisfaction and family.

 I have yet to achieve my financial freedom but I am on my way.

HOW DO I ACHIEVE IT?

  1. Saving Is My First Target

Somehow from childhood I have cultivated a strong habit for saving. I don’t waste things. I have attached a strong negative emotion on wastage in all possible ways. I believe that anything can be reusable with little bit of creativity.

When I moved to KL for survival, I ended up with two Maybank accounts because the Company I worked for want me to have an account locally. They have done a great help with this. So, I used one to channel my incomes and another to deposit savings.

The first transaction after the salary deposited is goes straight to saving. I make sure I associated a strong positive feeling on this. I trained my mind as such that if I started off with spending its forever will be spending. It’s worked well for me.

  1. Concise Spending Is the Key

I think my family members and my close friends knows that I am very calculative when comes to money. When I have decided to scarify this for someone, then the person should know that I have undisputed love for them. Other than that, it’s always $$$$ that I count.

I am very concise when comes to spending. I am a smart consumer. Of course, once I was a lousy smart consumer. I tend to waste a lot of precious time thinking being smart. I tell you what, walking the same shops for multiple times and day aiming to find the best for the money is not smart at all. Time is more precious than anything else in the world. So, don’t lose it.

I learned to drop my habit of buying cheap products and picked up an attitude to spend money for branded items yet value for the money. I found myself comfortable with high self confidence. I am a happy girl now and I have no regrets for spending money for valuable branded items.

  1. Emotional Control

Ok. I am an emotional person, that’s for sure. But, when comes to purchasing I don’t throw emotions into it. I always examine the necessary the each purchase. I’ll make it’s in priority list; If it’s not I’ll hold it for the next time.

I think we spend most of the money to unnecessary products only because we have attached too much of emotional to it. This could be hardest thing to practise at beginning but worthy to practice.

I would suggest to starts slowly until you master it. Wish you all the best.

  1. Scarification Is Not To Be Missed.

Of course, gaining comes with a lot of scarification. It’s not easy without scarification; and scarification itself is not easy.

There is an advice by money experts “The money we are earning from basic incoming is not ours to spend”. I’m not asking to you to stop spending but do that little scarification of one/two shirt instead of bulk purchase, plan your purchases monthly instead of emotional purchase or develop your creativity to reuse the things.

  1. Have That Analysing Mindset

I think as a person and human being analysing is a basic requirement we must own. Even though analysing anything and everything doesn’t bring much benefits but it’s better to analysis anything to do with money.  The truth is money is not easy to earn but so easy to spend. Marketers are coming with all kind of creative ideas to manipulate your emotion and mind to trigger that purchase. We are easily brain-washed with all that attractive cosmetic, fashion, style, hair products and etc … etc … ads. We are without doubt being manipulated.  Don’t you think so? So, learn to make your own decision.

I WISH YOU ALL THE BEST. KEEP WORKING ON YOUR MONEY GOAL.

tatta, (bubbye)

#tamaka

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[Craft Store] Location: #Cziplee #Bangsar #KualaLumpur

Location: Bangsar, #KualaLumpur

In these series, I’ll be sharing local art and crafts supply stores that I explored on my weekends.  If you are looking for specific category of products, you may be able to find it here.

If you have any specific stores that you want me to explore, please do let me know in the comment. I would love to explore it.

***

Are you diehard fan of art works? Looking for art and craft supplies? Thinking to have take art class especially in calligraphy? Or looking for printing service?

You are living within #KlangValley? Great, then you MUST give a visit to #Cziplee #Bangsar. Heaven of art supply.

They have two shops, one in #Kajang Headquater and another in #Bangsar.

They have been operating since 1968; specialized in Stationery, Books, Printing, Arts, Craft, Scrapbooking, Moleskine, Rhodia, Quo Vadis, Field Notes, Artmakr, Kolo, Parker, Waterman, iroshizuku, Graf Von Faber-Castell and etc.

Flagship Store: Kajang & Bangsar  (Mon –Saturday from 10am – 8pm / 03-2287 7699)

Check out their Wesbite: https://www.cziplee.com

FB page: https://www.facebook.com/CzipLee

Online store: https://lite.cziplee.com

 tatta, (bubbye)

#tamaka

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[Craft Store] Location: #SinYin #MajidJamek #KualaLumpur

Location: Majid Jamek, Kuala Lumpur

In these series, I’ll be sharing local art and crafts supply stores that I explored on my weekends. If you are looking for specific category of products, you may be able to find it here.

If you have any specific stores that you want me to explore, please do let me know in the comment. I would love to explore it.

If you are attached to tailor machine on your daily life, this should be your MUST visit shop in your list. It’s world #TailorWomen.

There are plenty of colours of #yarns, #manics, #zips, #rings, #papercups, #crystalbeads, #rhinestones and many more

Feel free to visit them from 10am – 8pm (03-2693 8863)

Check out their FB page https://www.facebook.com/sinyinsdnbhd#

Note: They have also own another shop at # SemuaHouse, Kuala Lumpur

tatta, (bubbye)

#tamaka

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Big Boss Tamil & My Thoughts

Bigg-Boss-Tamil-18-09-2017-Vijay-tv-Show-Episode-86

The #Big BossTamil grand #finale just ended on 30/9/2017. By now, everyone would have had known the title winner of the game. You like it or not, accept the fact that the winner is selected by the majority of vote.

Five fascinating facts about #BigBossTamil.

  1. According to Broadcast Audience Research Council (BARC) India Bigg Boss Tamil garnered 3.4 million impressions on its first day of launch
  2. The cash price offered is Rs 50 lakh (MYR 323,538.464 as of posted date)
  3. Total votes registered by poll for the show is 77 crores (770 million / 0.77 billion)
  4. #OviyaHelen becomes the people winner worldwide without competition.
  5. Twitter followers of #OviyaHelen skyrocketed from 82.38K on 30/6/2017 to 309.23 as of 2/10/2017

Basically, it’s a game where the winner will be determined by their personal character. I would say there is an element of character assassination. However, the reality is everyone is right on their point of view.

A robber is right on his own view. It’s as simple as that. Everyone are deserves their own opinion and thought.

 Nothing is right or wrong. The reality is it’s depends on your own angle of thought.

Analysis, Accept & Move on.

What’s your thought on the title winner Mr #Marutuva Muttham ? Share it in comment …

tatta, (bubbye)

#tamaka

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Happy Friendship Day

[Many of my writings are remains as draft as I couldn’t find time to proof-reading before posting. My apology for the delay but I guarantee you will enjoy the content and the logic of it 🙂 ]

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Drawing by @ (IG)

“Friend” who introduced the word to us? When do we learn the meaning of this word? How do we know “the one” is our friend? When do we start to address them as a friend? Do we know the real meaning of friendship? How long it stays with us? Do we still bother about the one we used to call as a “friend”?

How long a friend can stay as a friend? How long the friendship stays as friendship before it’s disappear and fade away leaving no traces.

I’m sure we have come across a lot of people in our life. Only 10% out of them become our friend. Yet, we only allowed few of them to be close to us.

Now my question is, how long does the friendship last longer?

Remember, friendship is like a tree. You need to take care and nurture it with water and fertilizer to keep it healthy and grow. If you have stopped nurturing, it will die even before you realise it.

NOW, ASK YOURSELF. How many of you are taking that concise care to nurture your friendship? Does it make it to your priority list? If it is not, I tell you what, there is no point of having this friendship because it will die anyway. One day, it will go far away and you can’t even trace memory of it.

SO, if you are gifted with few good friends, learn to appreciate them. Make time to nurture your friendship so that you can always sail in the FRIEND-ship while living your very own life.

Trust me; it’s only possible if it is in your priority list. I know where I am; I’m working hard to be in priority list. If I can’t make it, I know I have died trying.

#HappyFriendshipDay My Friends.

tatta, (bubbye)

#tamaka

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