[#MoneyGoal] How To Save MYR10K?

Two years ago, I set my goal on certain things especially on my financial status. Today, I am glad to have achieved my goal, slightly delayed but I am still happy about it.

I aimed to earn certain figures per month and to invest RM10K in fixed deposit. I am so grateful that I had successfully hit both my goals. I believe I could have saved more than this but I have decided to spend some money for personal satisfaction and family.

 I have yet to achieve my financial freedom but I am on my way.

HOW DO I ACHIEVE IT?

  1. Saving Is My First Target

Somehow from childhood I have cultivated a strong habit for saving. I don’t waste things. I have attached a strong negative emotion on wastage in all possible ways. I believe that anything can be reusable with little bit of creativity.

When I moved to KL for survival, I ended up with two Maybank accounts because the Company I worked for want me to have an account locally. They have done a great help with this. So, I used one to channel my incomes and another to deposit savings.

The first transaction after the salary deposited is goes straight to saving. I make sure I associated a strong positive feeling on this. I trained my mind as such that if I started off with spending its forever will be spending. It’s worked well for me.

  1. Concise Spending Is the Key

I think my family members and my close friends knows that I am very calculative when comes to money. When I have decided to scarify this for someone, then the person should know that I have undisputed love for them. Other than that, it’s always $$$$ that I count.

I am very concise when comes to spending. I am a smart consumer. Of course, once I was a lousy smart consumer. I tend to waste a lot of precious time thinking being smart. I tell you what, walking the same shops for multiple times and day aiming to find the best for the money is not smart at all. Time is more precious than anything else in the world. So, don’t lose it.

I learned to drop my habit of buying cheap products and picked up an attitude to spend money for branded items yet value for the money. I found myself comfortable with high self confidence. I am a happy girl now and I have no regrets for spending money for valuable branded items.

  1. Emotional Control

Ok. I am an emotional person, that’s for sure. But, when comes to purchasing I don’t throw emotions into it. I always examine the necessary the each purchase. I’ll make it’s in priority list; If it’s not I’ll hold it for the next time.

I think we spend most of the money to unnecessary products only because we have attached too much of emotional to it. This could be hardest thing to practise at beginning but worthy to practice.

I would suggest to starts slowly until you master it. Wish you all the best.

  1. Scarification Is Not To Be Missed.

Of course, gaining comes with a lot of scarification. It’s not easy without scarification; and scarification itself is not easy.

There is an advice by money experts “The money we are earning from basic incoming is not ours to spend”. I’m not asking to you to stop spending but do that little scarification of one/two shirt instead of bulk purchase, plan your purchases monthly instead of emotional purchase or develop your creativity to reuse the things.

  1. Have That Analysing Mindset

I think as a person and human being analysing is a basic requirement we must own. Even though analysing anything and everything doesn’t bring much benefits but it’s better to analysis anything to do with money.  The truth is money is not easy to earn but so easy to spend. Marketers are coming with all kind of creative ideas to manipulate your emotion and mind to trigger that purchase. We are easily brain-washed with all that attractive cosmetic, fashion, style, hair products and etc … etc … ads. We are without doubt being manipulated.  Don’t you think so? So, learn to make your own decision.

I WISH YOU ALL THE BEST. KEEP WORKING ON YOUR MONEY GOAL.

tatta, (bubbye)

#tamaka

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[Craft Store] Location: #Cziplee #Bangsar #KualaLumpur

Location: Bangsar, #KualaLumpur

In these series, I’ll be sharing local art and crafts supply stores that I explored on my weekends.  If you are looking for specific category of products, you may be able to find it here.

If you have any specific stores that you want me to explore, please do let me know in the comment. I would love to explore it.

***

Are you diehard fan of art works? Looking for art and craft supplies? Thinking to have take art class especially in calligraphy? Or looking for printing service?

You are living within #KlangValley? Great, then you MUST give a visit to #Cziplee #Bangsar. Heaven of art supply.

They have two shops, one in #Kajang Headquater and another in #Bangsar.

They have been operating since 1968; specialized in Stationery, Books, Printing, Arts, Craft, Scrapbooking, Moleskine, Rhodia, Quo Vadis, Field Notes, Artmakr, Kolo, Parker, Waterman, iroshizuku, Graf Von Faber-Castell and etc.

Flagship Store: Kajang & Bangsar  (Mon –Saturday from 10am – 8pm / 03-2287 7699)

Check out their Wesbite: https://www.cziplee.com

FB page: https://www.facebook.com/CzipLee

Online store: https://lite.cziplee.com

 tatta, (bubbye)

#tamaka

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Happy Friendship Day

[Many of my writings are remains as draft as I couldn’t find time to proof-reading before posting. My apology for the delay but I guarantee you will enjoy the content and the logic of it 🙂 ]

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Drawing by @ (IG)

“Friend” who introduced the word to us? When do we learn the meaning of this word? How do we know “the one” is our friend? When do we start to address them as a friend? Do we know the real meaning of friendship? How long it stays with us? Do we still bother about the one we used to call as a “friend”?

How long a friend can stay as a friend? How long the friendship stays as friendship before it’s disappear and fade away leaving no traces.

I’m sure we have come across a lot of people in our life. Only 10% out of them become our friend. Yet, we only allowed few of them to be close to us.

Now my question is, how long does the friendship last longer?

Remember, friendship is like a tree. You need to take care and nurture it with water and fertilizer to keep it healthy and grow. If you have stopped nurturing, it will die even before you realise it.

NOW, ASK YOURSELF. How many of you are taking that concise care to nurture your friendship? Does it make it to your priority list? If it is not, I tell you what, there is no point of having this friendship because it will die anyway. One day, it will go far away and you can’t even trace memory of it.

SO, if you are gifted with few good friends, learn to appreciate them. Make time to nurture your friendship so that you can always sail in the FRIEND-ship while living your very own life.

Trust me; it’s only possible if it is in your priority list. I know where I am; I’m working hard to be in priority list. If I can’t make it, I know I have died trying.

#HappyFriendshipDay My Friends.

tatta, (bubbye)

#tamaka

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#Rohingya: The #Discriminated Minority in #Myanmar

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Photo Credit : Soe Zeya Tun/Reuters

I am skipping scrolling whenever I come across of their pictures in social media. How could it be so much of pain in one single picture? Why their eyes are conveying unendurable pain?

This is not the first time humans are discriminated by the name of religion, race, colour, country, nationality, gender and so on, you name it.

The earth, the land is belongs to no one. In fact, no one knows the CREATOR. Who are you to claim ownership of it?

How can it be a person become so unwanted out of nowhere?

THE OTHER SIDE OF ME …

Thank God it’s in Myanmar. Would I accept them; if they were to be in Malaysia? Have I accepted the foreigners who have occupied Malaysia right now?

Am I thinking all those beggars who were flooding the city street at night are not discriminated in Malaysia?

Am I thinking I’m not discriminated as a minority in my own country?

What should I answer? What Should I do now?? ………………..

tatta, (bubbye)

#tamaka

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[#tamakaTravelLog] #TaipingLakeGarden #Kamunting #Perak

Date: 4 June 2017             Days: 1 days

I heard a lot of about Taiping Lake Gardens. So, this time I decided to pay a visit.

This is the first public garden established during the British rule in Malaysia on 1880 by Robert Sandilands Frowd Walker.  Later, a tin mine ground was donated by Chung Thye Phin which were planted with grasses, flowers, and trees to turned into green on 1884. . I’m truly amazed with the trees here; they can be easily 100 years old. I’m glad this located in Perak.

I have no regret, a day well spent. I wish I can own a house here to spend the rest of my life.

tatta, (bubbye)

#tamaka

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[Arts & Craft Events] Chalk Drawings and Writings Solo Exhibition

Date: until 22 August 2017

Location:  Free Art Space, #Bukit Bintang

Check it out upcoming body of work titled ‘Hand-Written World’ solo exhibition by the famous Japanese chalk artist Chalkboy in Malaysia at Free Art Space, Bukit Bintang

Exhibition and demonstrations are totally FREE of charge.

Workshop Available:  RM248 p/person                  Duration: 90 minutes

Visit their website to register for the workshop.

Chalkboy Instagram : chalkboy

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tatta, (bubbye)

#tamaka

Today, on this date, I’m happy to be “ME”

It’s no longer the same after 8th of this month. I know I need to add (+) one more year to my age. But first of all, how old am I? Why am I kept forgetting my age? Why I need a calculator at all time when I wanted to how old I am? Hmmm, maybe because I have stopped calculating it already.

Eight have dominated my life somehow in every positive ways I would say. Somehow, I could be a destiny child for eight. I felt the number so much in me. Maybe, that’s way I got attracted it so much.

I knew everything and anything happened in my life is happened for a reason. The good, the bad, the hurdles, the hard work, the stress, the frustration, the pain, the lost, the miserable, the loneliness, the abusive, the joy carries its very own reason.

To tell the truth, I didn’t really do anything in my life with a concise thought. I was merely following my heart and what is right at that time.

I don’t really give serious thought to anything in my life except when I’m sad.

I don’t enjoy talking about my personal life and feelings to anyone in my life. I love to keep it to myself. I enjoy loneliness in my own way. I love to do self talk. Today, I realised I have lost myself talk in the process of growing up. I’ll die keeping my life only to myself. None, would really know the real me and I like to keep it that way.

I’m glad for staying grounded. I’m glad; I always know the reality of life. I’m glad, I don’t easily get influenced.

Today, I want to thank the MOTHER of NATURE for moulding me to whom I am today. I’m happy I spent so much time of my life with nature instead of people.

I’m happy to be who I am. I’m glad; I’m born this way.

I know I’m unique in my own way. I know I’m being very truthful to myself. I know I’m very sincere in heart.

I know I’m not someone in this society yet. I know I’m not rich yet. I know I’m not there yet where I’m supposed to be. But, I’m happy to be who I am today.

Today, on this date, I’m happy to be “ME”

Besides my flaws, I’m blessed more than I should.

Happy Belated Birthday #tamaka

tatta, (Bubbye)

#tamaka

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