[#MoneyGoal] How To Save MYR10K?

Two years ago, I set my goal on certain things especially on my financial status. Today, I am glad to have achieved my goal, slightly delayed but I am still happy about it.

I aimed to earn certain figures per month and to invest RM10K in fixed deposit. I am so grateful that I had successfully hit both my goals. I believe I could have saved more than this but I have decided to spend some money for personal satisfaction and family.

 I have yet to achieve my financial freedom but I am on my way.

HOW DO I ACHIEVE IT?

  1. Saving Is My First Target

Somehow from childhood I have cultivated a strong habit for saving. I don’t waste things. I have attached a strong negative emotion on wastage in all possible ways. I believe that anything can be reusable with little bit of creativity.

When I moved to KL for survival, I ended up with two Maybank accounts because the Company I worked for want me to have an account locally. They have done a great help with this. So, I used one to channel my incomes and another to deposit savings.

The first transaction after the salary deposited is goes straight to saving. I make sure I associated a strong positive feeling on this. I trained my mind as such that if I started off with spending its forever will be spending. It’s worked well for me.

  1. Concise Spending Is the Key

I think my family members and my close friends knows that I am very calculative when comes to money. When I have decided to scarify this for someone, then the person should know that I have undisputed love for them. Other than that, it’s always $$$$ that I count.

I am very concise when comes to spending. I am a smart consumer. Of course, once I was a lousy smart consumer. I tend to waste a lot of precious time thinking being smart. I tell you what, walking the same shops for multiple times and day aiming to find the best for the money is not smart at all. Time is more precious than anything else in the world. So, don’t lose it.

I learned to drop my habit of buying cheap products and picked up an attitude to spend money for branded items yet value for the money. I found myself comfortable with high self confidence. I am a happy girl now and I have no regrets for spending money for valuable branded items.

  1. Emotional Control

Ok. I am an emotional person, that’s for sure. But, when comes to purchasing I don’t throw emotions into it. I always examine the necessary the each purchase. I’ll make it’s in priority list; If it’s not I’ll hold it for the next time.

I think we spend most of the money to unnecessary products only because we have attached too much of emotional to it. This could be hardest thing to practise at beginning but worthy to practice.

I would suggest to starts slowly until you master it. Wish you all the best.

  1. Scarification Is Not To Be Missed.

Of course, gaining comes with a lot of scarification. It’s not easy without scarification; and scarification itself is not easy.

There is an advice by money experts “The money we are earning from basic incoming is not ours to spend”. I’m not asking to you to stop spending but do that little scarification of one/two shirt instead of bulk purchase, plan your purchases monthly instead of emotional purchase or develop your creativity to reuse the things.

  1. Have That Analysing Mindset

I think as a person and human being analysing is a basic requirement we must own. Even though analysing anything and everything doesn’t bring much benefits but it’s better to analysis anything to do with money.  The truth is money is not easy to earn but so easy to spend. Marketers are coming with all kind of creative ideas to manipulate your emotion and mind to trigger that purchase. We are easily brain-washed with all that attractive cosmetic, fashion, style, hair products and etc … etc … ads. We are without doubt being manipulated.  Don’t you think so? So, learn to make your own decision.

I WISH YOU ALL THE BEST. KEEP WORKING ON YOUR MONEY GOAL.

tatta, (bubbye)

#tamaka

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Big Boss Tamil & My Thoughts

Bigg-Boss-Tamil-18-09-2017-Vijay-tv-Show-Episode-86

The #Big BossTamil grand #finale just ended on 30/9/2017. By now, everyone would have had known the title winner of the game. You like it or not, accept the fact that the winner is selected by the majority of vote.

Five fascinating facts about #BigBossTamil.

  1. According to Broadcast Audience Research Council (BARC) India Bigg Boss Tamil garnered 3.4 million impressions on its first day of launch
  2. The cash price offered is Rs 50 lakh (MYR 323,538.464 as of posted date)
  3. Total votes registered by poll for the show is 77 crores (770 million / 0.77 billion)
  4. #OviyaHelen becomes the people winner worldwide without competition.
  5. Twitter followers of #OviyaHelen skyrocketed from 82.38K on 30/6/2017 to 309.23 as of 2/10/2017

Basically, it’s a game where the winner will be determined by their personal character. I would say there is an element of character assassination. However, the reality is everyone is right on their point of view.

A robber is right on his own view. It’s as simple as that. Everyone are deserves their own opinion and thought.

 Nothing is right or wrong. The reality is it’s depends on your own angle of thought.

Analysis, Accept & Move on.

What’s your thought on the title winner Mr #Marutuva Muttham ? Share it in comment …

tatta, (bubbye)

#tamaka

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Happy Friendship Day

[Many of my writings are remains as draft as I couldn’t find time to proof-reading before posting. My apology for the delay but I guarantee you will enjoy the content and the logic of it 🙂 ]

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Drawing by @ (IG)

“Friend” who introduced the word to us? When do we learn the meaning of this word? How do we know “the one” is our friend? When do we start to address them as a friend? Do we know the real meaning of friendship? How long it stays with us? Do we still bother about the one we used to call as a “friend”?

How long a friend can stay as a friend? How long the friendship stays as friendship before it’s disappear and fade away leaving no traces.

I’m sure we have come across a lot of people in our life. Only 10% out of them become our friend. Yet, we only allowed few of them to be close to us.

Now my question is, how long does the friendship last longer?

Remember, friendship is like a tree. You need to take care and nurture it with water and fertilizer to keep it healthy and grow. If you have stopped nurturing, it will die even before you realise it.

NOW, ASK YOURSELF. How many of you are taking that concise care to nurture your friendship? Does it make it to your priority list? If it is not, I tell you what, there is no point of having this friendship because it will die anyway. One day, it will go far away and you can’t even trace memory of it.

SO, if you are gifted with few good friends, learn to appreciate them. Make time to nurture your friendship so that you can always sail in the FRIEND-ship while living your very own life.

Trust me; it’s only possible if it is in your priority list. I know where I am; I’m working hard to be in priority list. If I can’t make it, I know I have died trying.

#HappyFriendshipDay My Friends.

tatta, (bubbye)

#tamaka

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Today, on this date, I’m happy to be “ME”

It’s no longer the same after 8th of this month. I know I need to add (+) one more year to my age. But first of all, how old am I? Why am I kept forgetting my age? Why I need a calculator at all time when I wanted to how old I am? Hmmm, maybe because I have stopped calculating it already.

Eight have dominated my life somehow in every positive ways I would say. Somehow, I could be a destiny child for eight. I felt the number so much in me. Maybe, that’s way I got attracted it so much.

I knew everything and anything happened in my life is happened for a reason. The good, the bad, the hurdles, the hard work, the stress, the frustration, the pain, the lost, the miserable, the loneliness, the abusive, the joy carries its very own reason.

To tell the truth, I didn’t really do anything in my life with a concise thought. I was merely following my heart and what is right at that time.

I don’t really give serious thought to anything in my life except when I’m sad.

I don’t enjoy talking about my personal life and feelings to anyone in my life. I love to keep it to myself. I enjoy loneliness in my own way. I love to do self talk. Today, I realised I have lost myself talk in the process of growing up. I’ll die keeping my life only to myself. None, would really know the real me and I like to keep it that way.

I’m glad for staying grounded. I’m glad; I always know the reality of life. I’m glad, I don’t easily get influenced.

Today, I want to thank the MOTHER of NATURE for moulding me to whom I am today. I’m happy I spent so much time of my life with nature instead of people.

I’m happy to be who I am. I’m glad; I’m born this way.

I know I’m unique in my own way. I know I’m being very truthful to myself. I know I’m very sincere in heart.

I know I’m not someone in this society yet. I know I’m not rich yet. I know I’m not there yet where I’m supposed to be. But, I’m happy to be who I am today.

Today, on this date, I’m happy to be “ME”

Besides my flaws, I’m blessed more than I should.

Happy Belated Birthday #tamaka

tatta, (Bubbye)

#tamaka

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[#tamakaTravelLog] A day in Kuala Kubu Bahru #Selangor

Date: 1 January 2017 Days: 2 days

This is my second year of lonely short road trip I did on New Year. This time I picked Kuala Kubu Bahru located at outskirt of Selangor. I always fascinated by this small town that carries a lot of unique things on its own.

This calm village style place is famous for its people, food, dam, river, waterfall, water sports and for its greenery. This is definitely a perfect place for a road trip. I wish I would have had a buddy to boost the energy of this road trip.

Yet, I would say I had enjoyed this road trip to the max. I met two strangers whom on their 50’s and followed them to their relative’s house. This was the highlight of the trip where I’m not sure of what I was doing but I had my most memorable moments at this stranger’s house. We stuck here for an hour due to heavy rain. But it was a perfect timing to enjoy the environment.

I hope I can continue my road trip adventure on every New Year.

Here are some of the snaps that I took along this road trip.

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#MoveOn : The Only #Option You Have Right Now

I was sincere. In fact, we were both sincere to each other. Yet, how could this happen? And, why “I” triggered this?
Out of nowhere, something happened. Something pulled us apart. We are separated without fighting, without telling each other and without any reason.

We walked our own path. We never looked for each other. (It could be my guilty concise, It could be his ego) Time flies. Days to months and months to years. I knew we loved each other; seven years passed by just like that. It was first love to both of us.

I heard he is getting married. I got those news two days before his wedding day. I’m helpless. I felt alone. I can’t do much about it. I’m happy for him though. He MOVED ON. He made his life decision and he is going for it. I can only send my wishes to him over the sky.

I spent years asking the “why” question to the sad ending story. I couldn’t move without knowing the reason. One day, without knowing I learnt to accept the fact “it’s not meant to be” and I and he wouldn’t have been who we are today if it is not the way it is.

I accepted the fact. I tell myself “you have to MOVE ON; you have no other option”. Then, I MOVED ON.

I MOVED ON that I do not want look back.

I MOVED ON and learnt to bury the memories.

I MOVED ON stopped looking for an answer.

I MOVED ON and stopped thinking.

I MOVED ON left all the sadness.

I MOVED ON leaving my past behind.

I MOVED ON to be myself.

I’m glad I MOVED ON.

P.s. My past on his birthday. “Happy Birthday”- Remembering the written word in the unsent cards

Tatta, (Bubbye)

#tamaka

People Are Insane 

Scenario: While seeking for used chair; I saw this man having fun with a bird. The left leg of the bird tied to tiny yarn. He threw the bird over the sky and pulling the yarn; enjoying the pain of the bird. People are watching it and not bothered at all. I decided to confront him. I walked to his tiny grocery shop.

Me: Why you want to do that?

Him: 😶

Me: Where is the bird (in hindi)

Him: Saya takra faham. (I don’t understand)

Me: Where is the bird?

Him: Hand gesture 👋 (No more)

Me: I saw it just now, you are holding it.

Him: 😶

Me: Release the bird now. I’ll be standing here until you release it.

Him: 😶

Me: NOW. Release it. Have you married?? Do you have kids?

His Friends: He is single.

Me: Get married and have a child. Then, you will know the pain. You are crazy. Your brain is corrupted.

His friends: 😂 😂 😂 😂 😂

Him: I’m married with two kids.

Me: Tell him not to do this again. If not, I’ll report him. Your friend is a crazy man.

He cut the yarn and took a snap of the bird. Then, he released the bird over the sky and gestured good bye.

Him: Sorry.

Me: Don’t say that to me. Say that to that poor bird.

I walked away.

He is a bad example of a Bangladeshi.

We should educate people not to find pleasure in someone’s pain.

STOP supporting ‘just kidding’ kind of shows.

Tatta, (Bubbye)

#tamaka