[#MoneyGoal] How To Save MYR10K?

Two years ago, I set my goal on certain things especially on my financial status. Today, I am glad to have achieved my goal, slightly delayed but I am still happy about it.

I aimed to earn certain figures per month and to invest RM10K in fixed deposit. I am so grateful that I had successfully hit both my goals. I believe I could have saved more than this but I have decided to spend some money for personal satisfaction and family.

 I have yet to achieve my financial freedom but I am on my way.

HOW DO I ACHIEVE IT?

  1. Saving Is My First Target

Somehow from childhood I have cultivated a strong habit for saving. I don’t waste things. I have attached a strong negative emotion on wastage in all possible ways. I believe that anything can be reusable with little bit of creativity.

When I moved to KL for survival, I ended up with two Maybank accounts because the Company I worked for want me to have an account locally. They have done a great help with this. So, I used one to channel my incomes and another to deposit savings.

The first transaction after the salary deposited is goes straight to saving. I make sure I associated a strong positive feeling on this. I trained my mind as such that if I started off with spending its forever will be spending. It’s worked well for me.

  1. Concise Spending Is the Key

I think my family members and my close friends knows that I am very calculative when comes to money. When I have decided to scarify this for someone, then the person should know that I have undisputed love for them. Other than that, it’s always $$$$ that I count.

I am very concise when comes to spending. I am a smart consumer. Of course, once I was a lousy smart consumer. I tend to waste a lot of precious time thinking being smart. I tell you what, walking the same shops for multiple times and day aiming to find the best for the money is not smart at all. Time is more precious than anything else in the world. So, don’t lose it.

I learned to drop my habit of buying cheap products and picked up an attitude to spend money for branded items yet value for the money. I found myself comfortable with high self confidence. I am a happy girl now and I have no regrets for spending money for valuable branded items.

  1. Emotional Control

Ok. I am an emotional person, that’s for sure. But, when comes to purchasing I don’t throw emotions into it. I always examine the necessary the each purchase. I’ll make it’s in priority list; If it’s not I’ll hold it for the next time.

I think we spend most of the money to unnecessary products only because we have attached too much of emotional to it. This could be hardest thing to practise at beginning but worthy to practice.

I would suggest to starts slowly until you master it. Wish you all the best.

  1. Scarification Is Not To Be Missed.

Of course, gaining comes with a lot of scarification. It’s not easy without scarification; and scarification itself is not easy.

There is an advice by money experts “The money we are earning from basic incoming is not ours to spend”. I’m not asking to you to stop spending but do that little scarification of one/two shirt instead of bulk purchase, plan your purchases monthly instead of emotional purchase or develop your creativity to reuse the things.

  1. Have That Analysing Mindset

I think as a person and human being analysing is a basic requirement we must own. Even though analysing anything and everything doesn’t bring much benefits but it’s better to analysis anything to do with money.  The truth is money is not easy to earn but so easy to spend. Marketers are coming with all kind of creative ideas to manipulate your emotion and mind to trigger that purchase. We are easily brain-washed with all that attractive cosmetic, fashion, style, hair products and etc … etc … ads. We are without doubt being manipulated.  Don’t you think so? So, learn to make your own decision.

I WISH YOU ALL THE BEST. KEEP WORKING ON YOUR MONEY GOAL.

tatta, (bubbye)

#tamaka

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[Craft Store] Location: #Cziplee #Bangsar #KualaLumpur

Location: Bangsar, #KualaLumpur

In these series, I’ll be sharing local art and crafts supply stores that I explored on my weekends.  If you are looking for specific category of products, you may be able to find it here.

If you have any specific stores that you want me to explore, please do let me know in the comment. I would love to explore it.

***

Are you diehard fan of art works? Looking for art and craft supplies? Thinking to have take art class especially in calligraphy? Or looking for printing service?

You are living within #KlangValley? Great, then you MUST give a visit to #Cziplee #Bangsar. Heaven of art supply.

They have two shops, one in #Kajang Headquater and another in #Bangsar.

They have been operating since 1968; specialized in Stationery, Books, Printing, Arts, Craft, Scrapbooking, Moleskine, Rhodia, Quo Vadis, Field Notes, Artmakr, Kolo, Parker, Waterman, iroshizuku, Graf Von Faber-Castell and etc.

Flagship Store: Kajang & Bangsar  (Mon –Saturday from 10am – 8pm / 03-2287 7699)

Check out their Wesbite: https://www.cziplee.com

FB page: https://www.facebook.com/CzipLee

Online store: https://lite.cziplee.com

 tatta, (bubbye)

#tamaka

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[Craft Store] Location: #SinYin #MajidJamek #KualaLumpur

Location: Majid Jamek, Kuala Lumpur

In these series, I’ll be sharing local art and crafts supply stores that I explored on my weekends. If you are looking for specific category of products, you may be able to find it here.

If you have any specific stores that you want me to explore, please do let me know in the comment. I would love to explore it.

If you are attached to tailor machine on your daily life, this should be your MUST visit shop in your list. It’s world #TailorWomen.

There are plenty of colours of #yarns, #manics, #zips, #rings, #papercups, #crystalbeads, #rhinestones and many more

Feel free to visit them from 10am – 8pm (03-2693 8863)

Check out their FB page https://www.facebook.com/sinyinsdnbhd#

Note: They have also own another shop at # SemuaHouse, Kuala Lumpur

tatta, (bubbye)

#tamaka

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#SelenaGomez #Lupus #KidneyFailure #afriend #Inspiration

Have you guys heard it?

Selena Kidney

This is the most saddened, surprise yet inspiring news for this September month.

Selena found she has a sick called lupus back in 2014. Seriously, I got to know of this word only through her. “Lupus” it’s an autoimmune disease where your body immune system turns against your body parts and tissues which it’s supposed to protect. At worse, it can affect your bone density, heart, liver, pancreas, and brain.

That’s what happened to this famous super cool pop singer #SelenaGomez. So, she had to go through a kidney transplant. Another super cool fact is that one of her friend named “Francia Raisa” is generous to donate her kidney for her. I mean I have no words to say. Would I do that for my friend? I’m totally doubtful on myself. “Francia Raisa” you have my utmost respect.

Just before she had the surgery, she released her new album song Fetish. Watch it here My question now is; she had all the money in the world to take a break to get rest or even to quit her career to live her own life. Why the hell, she need to work (I mean so) hard to release an album before the surgery? Oh!!… COME ON!!…

Right after the surgery, she announced her new collaboration with “PUMA”. Do I have a word to describe how she had inspired me with her act? No, I don’t have.

Puma

I mean have she had the surgery? It’s so invisible.

How old is she? What!!! Just 25? Where the hell, she got this much of inspiration from? Where she finds her motivation to put that work equal to her life?

If I were Selena, would I have done the same? I don’t think so.

She showed me how serious we should consider our work is.

She showed me how committed we should be to our work.

Nothing gets to higher other than your commitment to the work.

tatta, (bubbye)

#tamaka

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[Street Life] #Petaling Street/ #Chinatown #KualaLumpur

I never thought being early at street and witness the daily life can teach me life changing lessons. From ordinary people to a beggar, it requires consistent hard work to survive. The street lives I had witnessed had inspired me to work harder. The daily hustle of ordinary people reminds me how laid back I am. So far, it’s been a great motivation for my life. Thus, I have created these series, hoping it will inspire you too.

All pictures shared here are mostly captured on early morning to best reflect the hustles. All snaps are taken within Malaysia unless stated otherwise.

Place: #Petaling Street/ #Chinatown #KualaLumpur     Date: 12 June 2017

tatta, (bubbye)

#tamaka

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[Arts & Craft Events] Chalk Drawings and Writings Solo Exhibition

Date: until 22 August 2017

Location:  Free Art Space, #Bukit Bintang

Check it out upcoming body of work titled ‘Hand-Written World’ solo exhibition by the famous Japanese chalk artist Chalkboy in Malaysia at Free Art Space, Bukit Bintang

Exhibition and demonstrations are totally FREE of charge.

Workshop Available:  RM248 p/person                  Duration: 90 minutes

Visit their website to register for the workshop.

Chalkboy Instagram : chalkboy

2017-08-19_155346imagefe91c5fcb6b797a0f65ea7af78e4f3d9

tatta, (bubbye)

#tamaka